Welcome to Tea with DidiDec 13, 2018
Agree on a monthly budget.
Use tools like Spending Tracker Personal Finance App to track your spend against your budget. This will also keep you from making impulse buys.
Agree on a 15% – 20% buffer for discretionary additional spending so that you don’t feel constrained all the time.
Spending Tracker is not being recommended by teawithdidi.org and this is not a product placement. It is the opinion of the panelist.
Panelist: Viji Dilip